What amount do I need?
- Monthly payment (during daycare)The payment your family makes to Awina each month during the loan build-up period. Awina adds the loan share and pays all the daycare fees to the daycare. CHF
- One-time interest payment after the end of daycareDer Zins für die Kreditaufbauphase wird am Ende der Kita-Zeit auf einmal verrechnet. CHF
- Monthly payment (after daycare, incl. interest)The payment that your family pays to Awina each month during the loan payback phase (including interest for the payback phase). CHF
- Requested loanThe total amount your family is requesting as a loan CHF
- Total interestThe sum of interest to be paid for the loan build-up and payback phases CHF
- Total amount incl. interestThe total cost of your loan CHF
- Yearly interestThe interest charged each year 3%
All information without guarantee.
The law states that the granting of loans is prohibited if it leads to over-indebtedness (Art. 3 UWG).
For all fields (unless otherwise specified), please enter the value that applies only to you as an individual.
- Disposable income per month CHF
All information without guarantee.
The law states that the granting of loans is prohibited if it leads to over-indebtedness (Art. 3 UWG).
It's looking good!
Based on your statements, it is likely that you will get a credit.
Unfortunately, Awina may grant credit, if the available income is too low.
Please check with your local municipality to see if there is any assistance available.
To be able to calculate whether you can afford the loan, you first have to the top of the credit needs to be determined.